采用明文的形式存儲密碼會危及系統安全。
當密碼以明文形式存儲在應用程序中時，會發生 password management 漏洞。
示例：以下代碼用 hardcoded password 來連接應用程序和提取地址簿條目：
...
obj = new XMLHttpRequest();
obj.open('GET','/fetchusers.jsp?id='+form.id.value,'true','scott','tiger');
...
[1] Standards Mapping - OWASP Top 10 2010 - (OWASP 2010) A7 Insecure Cryptographic Storage
[2] Standards Mapping - OWASP Top 10 2007 - (OWASP 2007) A8 Insecure Cryptographic Storage
[3] Standards Mapping - OWASP Top 10 2004 - (OWASP 2004) A8 Insecure Storage
[4] Standards Mapping - Security Technical Implementation Guide Version 3 - (STIG 3) APP3210.1 CAT II, APP3340 CAT I
[5] Standards Mapping - Security Technical Implementation Guide Version 3.4 - (STIG 3.4) APP3210.1 CAT II, APP3340 CAT I
[6] Standards Mapping - Common Weakness Enumeration - (CWE) CWE ID 256
[7] Standards Mapping - FIPS200 - (FISMA) IA
[8] Standards Mapping - Payment Card Industry Data Security Standard Version 1.2 - (PCI 1.2) Requirement 3.4, Requirement 6.3.1.3, Requirement 6.5.8, Requirement 8.4
[9] Standards Mapping - Payment Card Industry Data Security Standard Version 2.0 - (PCI 2.0) Requirement 3.4, Requirement 6.5.3, Requirement 8.4
[10] Standards Mapping - Payment Card Industry Data Security Standard Version 1.1 - (PCI 1.1) Requirement 3.4, Requirement 6.5.8, Requirement 8.4